This is sometimes referred to as a Post-dated Check Loan. Its a private and confidential way to get an advance by writing a personal check. Our fees are normally less expensive than writing a hot check or paying late fees for your rent, and certainly more convenient than having your utilities cut off.  You may be approved if you meet these simple requirements: Have a permanent Wyoming residential address, currently employed and have been paid at least once, have an active checking account, be at least 18 years old.